FDIC’s Official Sign and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo

Forms and Documents

Document Name	Status
SPST-3064-0219 Part 328 Revisions Advertisement of Membership Misuse of FDIC Logo FINAL January 2026.docx Supporting Statement A	2026-01-29

IC Document Collections

IC ID	Document Title	Status
257541	Request for Consent to Use Non-English Language Advertising Statement.	Modified
257540	Depository Institution Relationships- Ongoing.	Modified
257539	Insured Depository Institution Relationships- Implementation.	Modified
257538	Policies and Procedures - Ongoing	Modified
257537	Policies and Procedures - Implementation.	Modified
257536	= $10 Billion - Ongoing.	Modified
257535	Signage for ATMs and Digital Deposit-taking Channels –Banks < $10B - Ongoing.	Modified
257534	Signage for ATMs and Digital Deposit-taking Channels – Implementation	Modified
257533	= $10 Billion	Modified
257532	Signs within Institution Premises –Banks less than $10 Billion.	Modified

ICR Details

OMB Control No: 3064-0219	ICR Reference No: 202601-3064-003
Status: Received in OIRA	Previous ICR Reference No: 202401-3064-007
Agency/Subagency: FDIC	Agency Tracking No: 3064-AG14
Title: FDIC’s Official Sign and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular	Date Submitted to OIRA: 01/29/2026

	Requested	Previously Approved
Expiration Date	36 Months From Approved	03/31/2027
Responses	87,458	86,362
Time Burden (Hours)	355,388	408,334
Cost Burden (Dollars)	0	0

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Abstract: This submission is being made in connection with a Final Rule published in the Federal Register by the Federal Deposit Insurance Corporation (FDIC). On January 29, 2026, in connection with OMB Control No. 3064-0219, the FDIC published a Final Rule for FDIC Official Signs, Advertisement of Membership, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo. The FDIC is amending its signage requirements for insured depository institutions’ (IDIs) digital deposit-taking channels and automated teller machines (ATMs) and like devices. This Final Rule is intended to address implementation issues and sources of potential confusion raised following the adoption of signage requirements for these banking channels in 2023. The Final Rule provides additional flexibility to IDIs while also enabling consumers to better understand when they are conducting business with an IDI and when their funds are protected by the FDIC’s deposit insurance coverage. The current clearance for the collection expires on March 31, 2027. The FDIC is seeking extension, with revisions, of the ICR for a period of three years.

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Authorizing Statute(s): US Code: 12 USC 1819 (Tenth) Name of Law: Federal Deposit Insurance Act
   US Code: 12 USC 1820(c) Name of Law: Federal Deposit Insurance Act
   US Code: 12 USC 1818 Name of Law: Federal Deposit Insurance Act
   US Code: 12 USC 1828(a) Name of Law: Federal Deposit Insurance Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
3064-AG14	Final or interim final rulemaking	91 FR 3801	01/29/2026

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	90 FR 40767	08/21/2025
30-day Notice:	Federal Register Citation:	Citation Date:
	91 FR 3801	01/29/2026
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 10

IC Title	Form No.	Form Name
Insured Depository Institution Relationships- Implementation.
. Signage for ATMs and Digital Deposit-taking Channels –Banks >= $10 Billion - Ongoing.
Depository Institution Relationships- Ongoing.
Policies and Procedures - Implementation.
Policies and Procedures - Ongoing
Request for Consent to Use Non-English Language Advertising Statement.
Signage for ATMs and Digital Deposit-taking Channels – Implementation
Signage for ATMs and Digital Deposit-taking Channels –Banks < $10B - Ongoing.
Signs within Institution Premises –Banks >= $10 Billion
Signs within Institution Premises –Banks less than $10 Billion.

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ICR Summary of Burden

	Total Request	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	87,458	86,362	0	1,096	0	0
Annual Time Burden (Hours)	355,388	408,334	0	-52,946	0	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: Yes

Burden Reduction Due to: Miscellaneous Actions

Short Statement: The estimates result in a total estimated annual burden for OMB No. 3064-0219 of 355,389 hours, a decrease of 52,945 hours from the 2024 ICR estimate (408,334 hours). The reduction in estimated annual burden comes from (i) a decrease in the number of respondents due to fewer IDIs over time, (ii) a decrease in the average number of branches over time, and (iii) lower average time per response expected for ICs 3-5, associated with the 2026 FR amendments to 12 CFR sections 328.4 and 328.5. There is a one-hour discrepancy between the numbers listed here and those numbers included in the FR notice due to rounding.

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Annual Cost to Federal Government: $0

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 01/29/2026

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